How We Help You Get Medical Care After an Accident — Even Without Health Insurance

One of the first things I hear from a lot of people after an accident is:

“I’m hurt… but I don’t have insurance. What am I supposed to do?”

And I get it. Medical bills are scary, especially when you’re already dealing with pain, stress, and a car that’s probably not drivable. But here’s what I want you to know:

You can still get the care you need — and we can help make that happen.

You Don’t Need Health Insurance to Get Medical Treatment After an Accident

Florida is a no-fault state, which means your own auto insurance includes Personal Injury Protection (PIP) that should cover up to $10,000 in medical expenses — no matter who caused the crash.

That gives us a starting point. But if your injuries require more than what PIP covers (and they usually do), don’t panic — we have options.

We Work With Medical Providers Who Treat Injury Victims Without Upfront Payment

At Chatenka Injury Law, we’ve built strong relationships with local doctors, chiropractors, specialists, and diagnostic centers who are willing to treat you now and get paid later, once your case settles.

This kind of agreement is called a letter of protection (LOP), and it allows you to:

  • Get the care you need immediately

  • Avoid out-of-pocket costs

  • Focus on healing, not bills

  • Build a stronger legal case with clear medical records

Why Getting Care Fast Helps Your Health — and Your Case

Waiting to get treatment can make injuries worse, and it also gives the insurance company a chance to say you weren’t really hurt.

The sooner you get checked out, the better. We’ll help guide you to trusted providers, schedule appointments, and make sure your care is consistent and well-documented — even without health insurance.

You Deserve Care — Not Judgment

No one plans to get hurt. And not having insurance shouldn’t mean you’re left to suffer or struggle. At our firm, you’ll never be judged for your financial situation. We’ll meet you where you are, figure out your options, and build a plan that works.

Let’s Get You Treated, Heard, and Helped

If you’ve been injured in an accident and you’re worried about how to afford care, give me a call. You don’t need to wait. You don’t need to suffer in silence. We’ll help you find the treatment you need — and fight to make sure it gets paid for.

— Aaron

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How Dash Cams and Phone Photos Can Strengthen Your Injury Case

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The Hidden Costs of a Car Accident — and How We Help You Recover Them